Finance Center

When your factory warranty expires, our Vehicle Service Agreement keeps your peace of mind going and going. You will continue to enjoy extensive coverage of key components, including thorough mechanical, computer, and electrical protection. It guards against future rising costs of parts and labor, and includes towing service, travel protection, and a loan car during repairs. If you sell your vehicle to an individual buyer, the service agreement is transferable.

Proper maintenance pays off in ways beyond just extending the life and performance of your car. A well-maintained vehicle has higher resale value. The maintenance plan also insulates you against potentially costly repairs in the future, and it even has environmental benefits; a well-maintained vehicle consumes less fuel and has lower emissions. Speaking of resale, our plan may be transferred if you sell your car to an individual.

Protection from common road hazards, 24-hour roadside assistance, and no deductible. Those are just a few of the benefits. Our Tire and Wheel Coverage includes full repair or replacement reimbursement for tires and mounting, wheels, balancing, and more. Coverage even carries over to new tires for the remainder of your term.

GAP (Guaranteed Auto Protection) eliminates one of the biggest worries about accidents and vehicle thefts: the potential gap between your vehicle's insurance value and the amount remaining on your loan or lease. If your vehicle is declared a total loss due to accident or theft, GAP does more than just cover the remaining balance on your loan or lease. It also helps cover the deductible on physical damage insurance.

No matter how careful you are protecting your car from door dings, inevitably someone else is a little less careful. To help keep your car in showroom condition, we offer dent protection coverage on both new and preowned Sewell vehicles. Minor dents and dings are repaired by a certified Sewell Paintless Dent Repair technician. In most cases, Paintless Dent Repair is an extremely effective option for door dings and small dents (hail damage and paint scratches not covered) because it uses specialized hand tools to flex the metal to its original form. You have unlimited use of your dent protection for the duration of your plan. It is also transferable to the next owner.

Make your lease experience even more worry-free. Excess Wear Waiver covers you in the case of excess wear during your lease term, with no deductible. It also waives excess mileage charges and covers missing or broken parts.

In the spirit of exceptional service, we offer a number of different ways to finance a vehicle. Presenting options and walking you through all the ins and outs to find the best finance package for you is the expertise of your Sewell business manager. In general, our financing packages fall into two broad categories: leasing and traditional financing.

A lease can be a good way to have a more affordable payment than when buying a car. Your lease payment covers only the vehicle depreciated value (plus the lessor’s monthly finance charges), not the entire purchase value. Most vehicles are leased for 24 to 48 months. We don’t recommend leasing a vehicle for longer than its general warranty. For people who drive an average number of miles and take good care of their vehicles, leasing is a good financing alternative. Note: If the vehicle incurs excessive wear and tear or mileage during the lease period, a fee will be assessed when the vehicle is turned in, unless you have coverage such as our Excess Wear Waiver.

It makes a lot of sense. There are a lot of companies that only do vehicle leasing. They aren’t actually automotive dealers; when you lease from them, they have to go to a dealership to acquire the car before they can lease it to you. In other words, they’re middlemen. And where there’s a middleman, there’s usually a markup. When you lease from Sewell, there’s no middleman.

Traditional financing is an installment transaction over a period of time. You agree to pay the amount financed, plus an agreed-upon finance charge. Traditional financing is probably right for you if you like the idea of owning a vehicle or you plan to keep the car for more than a few years. Sewell works with many different lenders to offer you competitive rates. A big part of our service is staying on top of the finance market, knowing which lenders have the best offers at any given time. Talk to your Sewell business manager about what we are seeing in the market today.